Risk Center88 Harborview DrDemo data
Insurance document missing
CRITICALNo HO-6 binder on file. Lender requires proof of insurance before issuing the clear-to-close notice.
AI analysis
AI document scan · 2h agoWhy it was flagged
The document checklist requires an insurance binder for every financed purchase, and no insurance document has been uploaded 21 days into the contract.
Responsible party
Buyer — Elena Vasquez
Contractual deadline
Sep 23, 2026 · 5 days out
Current status
Quotes requested, no policy bound
Potential impact
Without proof of insurance the lender cannot issue the clear to close, which typically pushes the closing date out by 3–5 business days.
Recommended action
Send the buyer two pre-vetted HO-6 quotes today and ask the insurer to email the binder directly to the loan officer.