Risk Center1503 Cedar Crest LnDemo data
Financing approval pending
CRITICALUnderwriting has held the file for 6 days. Closing is in 8 days — underwriter response needed within 48 hours.
AI analysis
AI deadline monitor · 1h agoWhy it was flagged
Loan approval is normally issued 14 days before closing. The file has been in underwriting review for 6 days with no conditions cleared.
Responsible party
Lender — Cumberland Bank & Trust
Contractual deadline
Sep 22, 2026 · 4 days out
Current status
In underwriting, conditions outstanding
Potential impact
A late approval risks missing the financing contingency deadline, which could put the buyer's earnest money at risk.
Recommended action
Request a conditional approval letter and a written list of outstanding conditions from the loan officer today.